Conventional Loans

 

• Loan Amount:

  • Purchase or Refinance Conforming Loans up to $766,550

  • Jumbo Loans available: above $766,550 up to $5,000,000 

• Terms: 10, 15, 20, 25, or 30-Year

• Up to 95% Loan to Value (LTV) financing for Purchases

• Up to 97% LTV for 1st-Time Homebuyers (has not owned a home in the past 3 years)

• Loans less than 80% LTV do not require Mortgage Insurance

• Minimum Credit Score of 620 required (700 for Jumbo Loans)

• Seller Contribution and Gifts of Down Payment allowed (call for details)

• Modular Home financing available

• Double-wide Manufactured Homes with Land financing available 

• Investment Property financing available (call for details)

• Subordinate financing available (call for details)